Cohdisis, Rakshasa Broker

{b}{g/u}{x}{t}: Target Opponent draws X cards,
loses X life and creates X Treasure tokens. (It's
an artifact with "Tap, Sacrifice this artifact: Add
one mana of any color.")
Whenever an opponent discards a card, scry 1.
Whenever an opponent sacrifices a treasure
token, create two Treasure tokens.

"No refunds"