Dave Ramsey-Financial Guru

{s}*(T)*: Target player gains 1 life for each dollar they owe.
*(2)(W)(W)*: Create a Debt Snowball token. *(Debt Snowball enters the battlefield tapped with three debt counters on it. At the beginning of your upkeep, remove a debt counter. When the last debt counter is removed, sacrifice Debt Snowball.)*
*"Dave Ramsey doesn't play games with debt. He slays it with a snowball!"*