Gold Experience Requiem

+2: Up to two target nonland permanents lose all abilities and become 0/1 green Frog creature tokens. You draw two cards and gain 2 life.
-12: Target opponent exiles all permanents they control, their hand, library, and graveyard. That player's life total becomes 1. If that player loses
: the game, they come back with 1 life and cards they own exiled. At any time you may pay 0 life, if you do, remove that player from the game.