Hanz, the greedy Jew

Hanz enters the battlefield with X coin counters.
You may remove coin counter any time to
pay enemy creature to join youuntil end of turn.
You may remove X coin counters to change
targets card OWNER to you.
X is cards value in dollars.
But beware jews dont like being without any coins.
if this card has no coin counters on the
beggining of your upkeep you lose 20 life.