Iron Bank of Braavos

At the beginning of your upkeep: Create 2
treasure tokens. Then, choose whether or not to
pay {x}, where X is half the number of debt
counters on this card rounded down. Then, put a
debt counter on this card. If you didn't choose to
pay {x}, choose 1 that hasn't been chosen yet:
• You lose 2 life.
• Target opponent creates two 2/2 colorless
soldier tokens
• Reduce your life total to 0.