Nicholas, Orzhov Pontificate

When Nicholas, Orzhov Pontificate enters the battlefield, each player may draw a card.
For each opponent that draws a card using this ability, create a treasure token.
{2}{w/b}, Sacrifice a creature: Put a debt counter on
target opponent. (During your upkeep, each player
with a debt counter must either pay {1} or lose 2 life.
If mana is paid this way, create a treasure token.
If life is lost this way, create a 1/1 white and black
spirit token with flying.